There’s nothing quite like the joy of receiving a handwritten note in the mail—proof that someone took the time to send something special. While most bills and communications have gone digital, there’s still charm in traditional mail. But to keep the mail flowing to the right place, you’ll need to update your address.
As you near the end of your home-buying journey, the excitement of unpacking and settling in begins. Before diving into your new home adventure, it’s important to ensure your friends, family, and key organizations have your updated address. Here’s a comprehensive checklist to help you navigate the process.
Who to Notify About Your Address Change
1. Family and Friends
Send change-of-address cards via mail or email to let loved ones know how to reach you. A personal touch can make this notification even more special!
2. Government Agencies
Most government agencies now allow address updates online, making the process quick and convenient. Some changes, however, may require an in-person visit.
- Canada Revenue Agency (CRA):
Update your address through the My Account portal, by phone, mail, or when filing your next tax return. Keeping your address current ensures you don’t miss important correspondence like tax refunds, GST/HST credits, or the Canada Child Benefit (CCB). - Canada Post:
Set up mail forwarding through Canada Post to ensure you receive personal or business mail at your new address. This service can also notify select businesses and government agencies, saving you time. - Local Registry Offices:
Update your driver’s licence, health card, and vehicle registration. Depending on your province, this may require an online update or an in-person visit. If you’re moving to a new province, remember to get a new licence plate.
3. Financial Institutions
Notify your bank and credit card companies of your new address to ensure you receive account updates, loan statements, and tax-related documents. If you’ve just purchased a home, your mortgage address should already be updated.
4. Insurance Providers
Update your address for home or renters' insurance policies, as well as your auto insurance. Note that insurance rates can vary based on your location, so review your coverage to ensure everything aligns with your new circumstances.
5. Healthcare Services
- Health Card:
Update your health card with your province's health authority. Most provinces offer online updates, while others may allow changes via mail or at a service centre. - Medical Providers:
Inform your doctor, dentist, and other healthcare professionals, including your veterinarian.
6. Employers and Educational Institutions
- Employer:
Ensure your employer has your updated address for tax forms and Employment Insurance purposes. - Schools:
Notify your children’s school of your move, even if they remain enrolled in the same institution.
7. Memberships and Subscriptions
From gym memberships to magazine subscriptions, ensure all organizations and services have your updated address to avoid missed communications or disruptions.
8. Utility Providers
Update your address with electricity, water, gas, internet, and TV providers. Notify them in advance to avoid service interruptions at your new home and to arrange final meter readings at your old address.
Common Questions About Updating Your Address
How soon should I notify agencies of my new address?
Update your address as soon as possible to avoid missing critical mail. For the CRA, complete the change before tax season to prevent delays in refunds or benefit payments.
Is mail forwarding enough when I move?
Mail forwarding is a great backup for temporary coverage but isn’t a permanent solution. Use it while notifying essential contacts and updating your address across all services.
What are the risks of not updating my health card or tax information?
An outdated health card address can lead to service disruptions. Missing CRA updates may result in delayed tax refunds or missed benefit payments like the CCB or GST/HST credits.
How do I update my address with utilities?
Most providers offer online address changes. Notify them ahead of time to avoid service interruptions and arrange disconnection at your old address.
What if I forget to update my vehicle registration?
Failure to update your vehicle registration can result in fines or complications with insurance. Ensure your car’s documents reflect your current address to avoid legal or financial issues.
Moving: A Fresh Start
People move for many reasons: career changes, better schools, downsizing, or simply a lifestyle upgrade. Regardless of the reason, staying organized during a move can help you avoid unnecessary stress. Updating your address is a critical step in this process, ensuring you stay connected with loved ones and avoid missing essential documents.
Once you’ve notified everyone, you can focus on the exciting part—settling into your new home.
Find Your Dream Home with RE/MAX Performance
Whether you’re buying your first home or transitioning to a new chapter, RE/MAX Performance's experienced agents are here to help. From start to finish, we’ll guide you every step of the way to find a home that fits your lifestyle. Let’s make your move as seamless as possible—because your dream home is waiting!
